About

  • The Newest and Brightest Independent Insurance Agency in West Michigan.

CapSure Insurance Group, Inc was founded by local businessmen Dan Bonnell and Rob Ter Horst.

CapSure is an independent insurance agency specializing in property and casualty insurance for unique industries.

The 5 pillars that symbolize the guiding principles of CapSure Insurance Group.

  • Capital

    CapSure is on a mission to protect the capital resources of our clients.

  • Capacity

    CapSure partners with insurance carriers who have the capacity to provide the best products and value to our clients.

  • Capable

    CapSure is focused on developing products for industries where we are capable of making a valuable impact for our clients.

  • Capitalize

    CapSure capitalizes on opportunities in the marketplace to grow and bring new products to our clients.

  • Captivate

    CapSure is creating a captivating environment which will propel growth and add value to our clients.

Dan Bonnell

Co-Founder and Partner

While a student at Olivet College, Dan had a desire to excel in the Insurance Industry and graduated with a degree from the school’s Risk Management & Insurance Program.

He began his career working for Hastings Mutual Insurance Company in 2005 in Claims and Underwriting. During his 3 years at the company, he worked primarily in Commercial Underwriting. In 2008, Dan made a transition to Grand Rapids and grew his expertise with a local insurance agency, developing programs and specializing with many different commercial risks.

Dan’s various credentials include:
Certified Insurance Counselor
Accredited Advisor in Insurance
Associate in Risk Management
Associate in Management
Associate in Insurance Services

Dan and his wife Libby live in Grand Rapids with their beautiful daughter Camilla. Dan is also a Board Member and Coach for ACB Bankhoops, a non-profit travel basketball program where he mentors and coaches some of Michigan’s best basketball talent.

Contact Dan:

Email: Dan@CapSureIns.com
Office: (844) 774-7873 x700
Cell: (616) 450-5870
Visit Dan’s profile on LinkedIn

Rob Ter Horst

Co-Founder and Partner

One of the many reasons that Rob has been able to help so many different businesses with their insurance needs is because he’s been there himself. For over 8 years, Rob was a Realtor in Michigan and Florida, specializing in commercial and industrial transactions. Additionally, Rob has been an owner of a plastics manufacturing company in Elkhart, Indiana for the past 13 years.

His business expertise and related experiences have helped him grow.

Rob and his wife Jenna live in Holland, MI with their sons Henry and Charles. Living near the Lakeshore and time spent Up North with family has fueled Rob’s love of the water, boating, and time out on the golf course.

Contact Rob:

Email: Rob@CapSureIns.com
Office: (844) 774-7873 x701
Cell: (616) 836-1361
Visit Rob’s profile on LinkedIn

Andi Kober

Account Manager

Andi is an Account Manager at CapSure Insurance Group, who started her insurance career right out of college in 1987. She began working for an insurance Company in Grand Rapids as a commercial lines rater and with continuing education she moved up to an underwriting assistant.

In 1998, she made the move from the carrier side of the business to working at an insurance agency, where she became a licensed agent in property and casualty. Then, in 2017 Andi celebrated 10 years as a Certified Insurance Counselor (CIC).

Andi has experience in all lines of commercial insurance and enjoys visiting clients to learn about their business. Her favorite thing to do is convince clients that when she works with them for a while, they will love insurance!

When she isn’t at work she loves to travel to the Caribbean or go to her cottage in Cadillac, Michigan. She loves to garden, collect rocks and hike in the woods.

Contact Andi:

Email: Andi@CapSureIns.com
Office: (844) 774-7873 x703
Cell: (616) 540-1537
Visit Andi’s profile on LinkedIn